Everyware strives to provide a seamless experience to onboard new merchants. We collect relevant merchant information to perform necessary know your customer (KYC / KYB) checks and approve or decline the merchant application for payment processing.

We provide two options for collecting merchant data, as follows:

Embedded form / link - Everyware will provide a form which you can embed into your software or send to merchants via a unique link.
API-based - Everyware provides an onboarding endpoint and webhook for API-based onboarding requests. This is especially beneficial for clients that have an existing application process or onboarding mass merchants as part of a 'back-book' conversion.

In both scenarios, the merchant must agree to the Merchant Tri-Party Agreement found here.

Embedded form / link + Onboarding Webhook

Everyware will generate a form tied to a unique link which captures your merchants' data. This link can be embedded within a landing page or within your platform. Clicking the link will open a new window with the form.

Key points of implementation:

Setup: If this option is chosen, the merchant's ID should be captured and exposed in your platform so that the merchant may submit their merchant ID in the ExternalID input along with the rest of their information.
Status and return of credentials - To automate the return of the relevant credentials to your system, your team will need to develop an endpoint that can accept a data push from the Onboarding Webhook (See API-based section below). In addition, the webhook will communicate the status of an application, such as when a merchant has been declined.

Everyware monitors basic information related to the form, including merchants that have clicked/opened it and its status related to submission.

API-Based - Onboarding Endpoint + Onboarding Webhook

Everyware's fully integrated onboarding solution consists of two components.

Onboarding Endpoint: the OnboardMerchant endpoint is called to submit the merchant's data to Everyware. When Everyware receives the data, the KYC process is initiated. After KYC is passed, the merchant's application for payment processing is reviewed. If an integration to this endpoint is pursued, the merchant will need to read and accept Everyware's Merchant Tri-Party Agreement. This can be done through a link to the agreement and checkbox on the form.
Onboarding Webhook: Everyware also uses an Onboarding Webhook to push credentials back to your system, so that you can match the data in your database directly. The webhook also communicates back the status on an application (i.e. approved, declined, etc.).

Onboarding Endpoint

Access Endpoint URL: https://rest.everyware.com/api/onboarding

Inbound Parameters

Parameter Name	Type	Description	Required/Optional
onboardingWebhookURL	string	The URL for the endpoint that will receive the data push from Everyware when the onboarding process has concluded.	Optional
OnboardingWebhookUsername	string	The basic auth username used in the request that is pushed to the onboarding webhook URL.	Optional
OnboardingWebhookPassword	string	The basic auth password used in the request that is pushed to the onboarding webhook URL.	Optional
MasterSalesSite	string	The master sales site for the integrated partner.	Optional
contactFirstName	string	First name of the main business contact.	Optional
contactLastName	string	Last name of the main business contact.	Optional
contactPhone	int	Phone number of the main business contact. 10-digits max, no formatting.	Optional
contactEmail	string	Email of the main business contact.	Optional
ownerTitle	string	Title of the owner. Can be one of the following values: 1 for President 2 for Vice President 3 for Treasurer 4 for Owner 5 for Partner 6 for CEO 7 for Secretary 8 for Director	Required
ownerFirstName	string	First name of the business owner.	Required
ownerLastName	string	Last name of the business owner.	Required
ownerAddress	string	Line one of the owner's street address.	Required
ownerCity	string	City of owner's street address.	Required
ownerPhone	int	Owner's phone number. Format: XXX-XXX-XXXX or YYY-YYY-YYYY xYYYY	Required
ownerState	string	State code of owner's street address. Format: 2-letter code (TX, FL, etc.)	Required
ownerZip	string	The zip code of the owner's address.	Required
ownerCountry	string	The country of the owner's address. 1 for USA	Required
ownerDOB	date	Date of birth of owner. Format: MM/DD/YYYY	Required
ownerSSN	string	Social security number of owner. Format: No hyphens	Required
OwnershipPercentage	int	The percentage owned by the business owner whose information is submitted via this endpoint. Must be between 1 and 100 inclusive.	Required
ownerEmail	string	Email address of owner. Appears on your email receipts and invoices.	Required
businessDBA	string	The Doing Business As name of the company.	Required
businessLegalName	string	Legal name of the company.	Required
businessAddress	string	Line one of the business's street address. Appears on invoices and receipts.	Required
businessCity	string	City of the business's street address.	Required
businessState	string	State code of the business's street address. Format: 2-letter code (TX, FL, etc.)	Required
businessZip	string	The zip/postal code of the business street address.	Required
businessCountry	string	The country of the business address. As of now, must be "United States of America".	Required
corporateAddress	string	The address associated with the business's headquarters, if applicable.	Optional
corporateCity	string	The city of the corporate address, if applicable.	Optional
corporateState	string	The state of the corporate address, if applicable.	Optional
corporateZip	string	The postal code/ZIP of the corporate address, if applicable.	Optional
corporateCountry	string	The country of the corporate address, if applicable.	Optional
businessEmail	string	Email address of the business.	Required
businessPhone	int	Phone number of the business. Format: XXX-XXX-XXXX or YYY-YYY-YYYY xYYYY	Required
merchantVertical	string	Must be one of the following values: 1 for Retail Services 8 for Restaurant 9 for Automotive 10 for CBD/THC/Hemp 11 for Healthcare 12 for Dental 13 for Veterinary 14 for Pharmacy 15 for Clubs/Member Based Org 17 for Travel - Packages 18 for Travel - Airfare 19 for Non-Profit 20 for Business Services 21 for Computer Services	Required
productServicesSold	string	Product/Services sold by business.	Required
businessFederalTaxID	string	Tax Identification Number	Required
businessPrimaryWebsite	string	Primary website of business. Do not include the http prefix.	Required
businessSecondaryWebsite	string	Secondary website of business. Do not include the http prefix.	Optional
bankNameOnAccount	string	The name associated with the bank account.	Required
bankDDA	string	The number associated with the demand deposit account.	Required
bankName	string	The name of the business's bank. This is the bank to which Everyware will deposit funds.	Required
bankRoutingNumber	string	The business's bank routing number. This is the bank to which Everyware will deposit funds.	Required
creditCardHighTicket	int	Highest CC ticket.	Required
creditCardAvgTicket	int	Average CC ticket.	Required
creditCardMonthlyVolume	int	Monthly credit card volume.	Required
businessStartDate	date	The date the business was started. Format: MM/DD/YYYY	Required
externalID	string	ID of the merchant in an external system that must be passed through to Everyware	Required
TermsAcceptance	bool	Indicates the merchant has accepted Everyware's Tri-Party Agreement.	Required
IPAddress	string	The IP address of the authorized signer for the merchant. This is used during the KYC process. It should be captured via your platform and sent in the request body.	Required
ProcessingACH	bool	True/False value that indicates whether the merchant would like to process ACH transactions. Default value set to false.	Required
NumberOfDevicesDesired	string	The number of terminals the merchant would like to purchase for card present transactions. Default value is "0".	Optional
EntityType	string	The type of organization that applies to the merchant. Possible values below: "0" for Private Corp "1" for LLC "2" for Sole Proprietor "3" for Public Corporation "4" for Non-Profit "5" for Government "6" for Partnership "8" for Other	Required
PartnerInformation	string	This unique identifier will be provided to you by the Everyware tech support team.	Optional
Documents	List	Each document in the list has two parameters: FileName: String data type. The name of the file being passed to Everyware. FileContent: String data type. The content of the file being passed to Everyware. The file content must be a raw binary file encoded in base64 when passed to Everyware.	Optional

Code Samples

Note: If the application failed because information was not submitted completely or properly, the Message parameter of the response will include additional instructions.

{
  "ownerTitle": "1",
  "ownerFirstName": "John",
  "ownerLastName": "Smith",
  "ownerAddress": "1234 South Street",
  "ownerCity": "Austin",
  "ownerPhone": "444-122-3345",
  "ownerState": "TX",
  "ownerZip": "78701",
  "ownerCountry": "1",
  "ownerDOB": "08/04/1990",
  "ownerSSN": "222334444",
  "ownerEmail": "[email protected]",
  "MasterSalesSite": "142977",
  "businessDBA": "Hello Sunshine",
  "businessLegalName": "Hello Sunshine, LLC",
  "businessAddress": "4567 North Street",
  "businessCity": "Austin",
  "businessState": "TX",
  "businessZip": "78702",
  "businessCountry": "1",
  "businessEmail": "[email protected]",
  "businessPhone": 7778225432,
  "merchantVertical": "1",
  "productServicesSold": "Office supplies",
  "businessFederalTaxId": "222222222",
  "businessPrimaryWebsite": "www.hellosunshine.com",
  "bankNameOnAccount": "John Smith",
  "bankDDA": "111111111",
  "bankName": "Chase",
  "bankRoutingNumber": "322271627",
  "creditCardHighTicket": 1234,
  "creditCardAvgTicket": 444,
  "creditCardMonthlyVolume": 10000,
  "businessStartDate": "09/01/2020",
  "externalID": "12345432",
  "TermsAcceptance": true,
  "Documents": [{
  	"FileName": "Bank Statement One",
    "FileContent": "2arsinoiaesrntoieanrstoieanrst"
  },
  {
  	"FileName": "Bank Statement Two",
    "FileContent": "28aoenokhbdoaoirsn"
  }]
}

curl --location 'https://rest.everyware.com/Default/OnboardMerchant' \
--header 'Content-Type: application/json' \
--data-raw '{
  "ownerTitle": "1",
  "ownerFirstName": "John",
  "ownerLastName": "Smith",
  "ownerAddress": "1234 South Street",
  "ownerCity": "Austin",
  "ownerPhone": "4441223345",
  "ownerState": "TX",
  "ownerZip": "78701",
  "ownerCountry": "1",
  "ownerDOB": "08/04/1990",
  "ownerSSN": "xxxxxxxxx",
  "ownerEmail": "[email protected]",
  "businessDBA": "Hello Sunshine",
  "businessLegalName": "Hello Sunshine, LLC",
  "businessAddress": "4567 North Street",
  "businessCity": "Austin",
  "businessState": "TX",
  "businessZip": "78702",
  "businessCountry": "1",
  "businessEmail": "[email protected]",
  "businessPhone": "7778225432",
  "merchantVertical": "1",
  "productServicesSold": "Office supplies",
  "businessFederalTaxId": "xxxxxxxxxxx",
  "businessPrimaryWebsite": "www.hellosunshine.com",
  "bankNameOnAccount": "John Smith",
  "bankDDA": "111111111",
  "bankName": "Chase",
  "bankRoutingNumber": "",
  "creditCardHighTicket": 1234,
  "creditCardAvgTicket": 444,
  "creditCardMonthlyVolume": 10000,
  "businessStartDate": "09012020",
  "externalID": "12345432"
}'

{
	"ApplicationID": "string",
  "Message": "Your application has been submitted successfully"
}

{
	"Message": "Sorry, your application was unsuccessfully submitted."
}

Onboarding Webhook

Outbound Parameters

Parameter Name	Type	Description
SSID	string	The ID of the sales site (business) in Everyware's system. Also serves as the username when doing Basic Authentication.
ExternalID	string	The ID of the sales site (business) in the integrated partner's system.
API Key	string	The API key associated with the sales site. This key is used with the SSID for Basic Authentication.

Code Samples

{
  "ProcessorApplicationSuccess": true,
	"SSID": "172434",
  "ExternalID": "154328",
  "APIKey": "Aes2341Xethre42",
}

Get Application Status

Access Endpoint URL: https://rest.everyware.com/api/onboarding/status/{applicationId:int} [GET]

Send a GET request to this endpoint to retrieve the status of the onboarding application. Use the application ID provided in the response to the onboarding endpoint described above.

Response Values

Value	Meaning
0	Pending
1	Successful
2	Failed